The coronavirus is causing massive layoffs and widespread furloughs around Dallas, and it feels like it's only the beginning.

Fortunately, a number of local, state-wide, and national agencies are offering some financial relief; Dallas residents can find resources at dallasecodev.org/562/COVID-19-Info-for-Small-Businesses.

Here are some options to get through these tough times.

Work
Say Yes to Dallas is a new job-search site launched by the Dallas Regional Chamber with openings in fields such as hospitals, pharmacies, grocery stores, and warehouses.

Uber Works is a new app-based initiative connecting shift workers looking for temporary jobs in labor, customer service, production, and commercial cleaning.

Workforce Solutions Greater Dallas (WFSDallas) is the quasi-governmental nonprofit with hundreds of job listings in fields such as grocery, healthcare, and food service.

Car
State car fees have been put on hold. The Texas Department of Motor Vehicles is allowing extensions on registration, renewals, and vehicle titling. There's no end date on this temporary waiver; the DMV says it'll be in effect for at least 60 days.

Auto insurance companies are pausing payments or extending payment deadlines including Geico, which is offering flexible payment plans, and Allstate, which is allowing deferred payment plans that let you go two billing cycles of nonpayment with no penalty.

Rent/mortgage
Most evictions across the state have been halted until April 20, thanks to an order by the Texas Supreme Court.

The Federal Housing Finance Agency has suspended evictions and foreclosures on any mortgages through Fannie Mae and Freddie Mac. Some private lenders are also offering grace periods, including Chase Bank which has a payment assistance program here or call 1-800-848-9136; and Wells Fargo, which is offering a three-month payment suspension with an option to extend for an additional three months, with no late fees.

The Salvation Army of North Texas is offering financial help on rent, mortgage, utility bills, and medications.

Small businesses
The newly enacted Coronavirus Aid, Relief, and Economic Security (CARES) Act has a variety of programs for small businesses including the Economic Injury Disaster Loan Program, which has grants of up to $10,000. It is supposed to begin on April 3, although lenders are anticipating delays since they're still awaiting guidelines.

The Small Business Administration has a page dedicated to coronavirus relief options that include low-interest loans and disaster relief.

The Thryv Foundation is a Dallas nonprofit that has created a COVID-19 grant program with up to $15,000 to small businesses who qualify. You can apply here.

Texas Gov. Greg Abbott on April 13 announced announced that Goldman Sachs and the LiftFund, along with other community development financial institutions (CDFIs), are partnering to provide $50 million in loans to affected small businesses in Texas. Find out more and apply here.

Taxes
The IRS has extended tax day, which means you don't have to file until July 15, free of interest and penalties.

Unemployment
Some workers qualify for state unemployment benefits through the Texas Workforce Commission. The site has been slow due to a surge in applications, but the organization is waiving the normal waiting period; once you apply, you get your first check in about a month.

Stimulus
Taxpayers who filed tax returns for either 2019 or 2018 are due to receive a check of up to $1,200 for individuals or $2,400 for married couples, and up to $500 for each qualifying child. The payments decrease if you make more than $75,000, or more than $150,000 as a household, so check the site to see how much you qualify for.

Student loans
Federal student loan payments have been placed on hold until September 30. U.S. Department of Education Select loans will carry zero percent interest rate.