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    children don't come cheap

    This is how much the cost to raise a child in Dallas climbed in a year

    Amber Heckler
    Jun 24, 2025 | 4:25 pm
    Family, raising a child

    It costs more than $22,000 to raise a child in the Dallas area in 2025.

    Photo by Jimmy Dean on Unsplash

    A new national study has revealed it now costs $411 more to raise a child in the Dallas area than it did last year.

    SmartAsset's report "Cost of Raising a Child in Major U.S. Metros – 2025 Study" compared data from MIT's Living Wage Calculator to determine the annual costs for raising a child in 2024 and 2025 across the 48 biggest metropolitan areas in the U.S. Factors that contributed to each metro's total included the cost for childcare, additional housing costs, food, transportation, medical costs, and "other necessities."

    In 2025, it will cost $22,337 annually to raise a child in the Dallas-Fort Worth-Arlington region, the report found. That amount has risen 1.87 percent since 2024, when childrearing in the Dallas area cost $21,926 a year.

    Dallas has the second-highest costs for raising a child out of the four biggest Texas metros, right behind Austin.

    "The cost of raising a child can change quickly, making it important for budding families to keep an eye on trends in their locale," the report said. "Between 2024 and 2025 alone, the average projected annual cost of raising a small child changed by a range of -15 percent to +22 percent, depending on the metro area."

    Even though the cost of raising a child in Dallas has increased slightly in the last year, it's still on the low end nationally. The Dallas metro only ranked 38th (out of 48) in SmartAsset's ranking of metros where the cost of raising a child is the highest.

    Boston-Cambridge-Newton, Massachusetts led the nation with the highest annual cost for raising a child, totaling more than $39,000, up from $37,758 in 2024.

    Costs for raising a child in other Texas metros
    Austin-Round Rock-San Marcos is – unsurprisingly – the most expensive Texas metro for raising a child, with costs surging nearly eight percent from 2024. It now costs $24,188 to raise a child in the Austin area, compared to $22,406 the year before.

    There's better news for families in San Antonio. The San Antonio-New Braunfels area clocks in as the fifth most affordable U.S. metro in the study. In 2024, it cost $21,014 to raise a child in the Alamo City, but in 2025, it costs 0.33 percent less, at $20,945.

    This is how much it costs to raise a child in San Antonio, according to SmartAsset:

    • Cost of childcare: $9,123
    • Housing costs: $3,232
    • Food costs: $1,644
    • Medical costs: $2,590
    • Transportation costs: $3,090
    • Civic costs: $474
    • Other costs: $791

    Raising a child in Houston-Pasadena-The Woodlands now costs $21,868 per year, which is only $472 more than it did in 2024.

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    Sprawling Celina

    This booming Dallas suburb is the No. 1 fastest-growing city in U.S.

    Associated Press
    May 14, 2026 | 10:21 am
    Celina
    Facebook/City of Celina
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    Small cities in big Texas metro areas were the fastest growing municipalities in the United States last year, and the Dallas suburb of Celina ranked No. 1 in the country, followed closely by other DFW cities.

    Celina, Princeton, Melissa, and Anna — all part of the Dallas-Fort Worth metroplex — were the Nos. 1, 3, 4 and 5 fastest-growing U.S. cities with populations of 20,000 residents or more from mid-2024 to mid-2025, according to population estimates released by the U.S. Census Bureau.

    In general, smaller communities in the South, such as these, outpaced the rest of the nation, which has experienced a population slowdown since the start of the immigration crackdown last year, according to figures released Thursday, May 14.

    Fulshear, in metro Houston, was the second-fastest growing U.S. city. The five Texas cities' year-over-year growth rates ranged from almost 15% to almost 25%.

    In pure numbers, Celina, with only 64,000 people, grew by more residents — 12,700 — than Seattle and Houston, cities that are 12 times and 37 times larger respectively.

    Small- to medium-sized cities hit a sweet spot between the largest U.S. cities, which were most impacted by the loss of immigrants from the crackdown started last year during the second Trump administration, and anemic growth in small towns, according to Matt Erickson, a Census Bureau statistician.

    Texas cities dominate
    Nine out of 10 of the largest population gainers in pure numbers were cities in the South because of a healthy job market and its comparative affordability. The biggest numeric gainers were Charlotte, North Carolina; Fort Worth, Texas; San Antonio, Texas; and Celina.

    Fort Worth leaped over Jacksonville last year as the 10th most populous U.S. city, putting four Texas cities in the nation's top 10 most populous, with the other cities being Houston, Dallas and San Antonio.

    Austin skipped over San Jose for the 12th most populous spot, as Texas’ capital city surpassed 1 million residents for the first time. It is now one of a dozen U.S. cities with 1 million residents or more.

    Seattle was the only non-Southern city to crack the top 10 in numeric population gains last year, at the No. 5 spot.

    What's driving population losses
    The two cities with the greatest rates of population loss last year — Twentynine Palms, California, by Joshua Tree National Park and Key West at the southern tip of Florida — were in places with tight housing markets. Their losses ranged from -2.4% to -2.9%.

    In Twentynine Palms, a large chunk of the housing stock has been converted into short-term rentals for tourists heading to the national park. Just under 40% of its housing is occupied by its owners, compared with the national average of 65%, according to Census Bureau figures.

    Hemmed in on all sides by water, the limited housing stock in Key West, as well as some of the highest home insurance rates in the U.S., have driven up housing costs for the Conch Republic. The median price for a home in Key West was $1.3 million at the start of this year, according to the Federal Reserve Bank of St. Louis.

    Other cities that had some of the biggest rates of population loss last year were hit by natural disasters.

    Hurricanes Helene and Milton struck Florida’s Gulf Coast within weeks of each other in late 2024. Remnants of Helene blew through western North Carolina, leaving behind damaging tornadoes and flooding. Among the cities with the greatest rates of loss were Asheville, North Carolina, and several cities on Florida’s Gulf Coast, including Pinellas Park, Dunedin, Largo and Clearwater.

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