Weighed down by affordability

Dallas-Fort Worth no longer a top-25 place to live, declares U.S. News & World Report

What's wrong with Dallas, U.S. News?

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Dallas-Fort Worth has tumbled out of the top 25 on U.S. News & World Report’s closely watched annual list of the best places to live in the U.S.

U.S. News' 2021 Best Places to Live ranking, released July 13, puts DFW at No. 37 among the country’s biggest metro areas. That's 13 spots lower than the area’s No. 24 ranking in 2020, and well below its rankings in 2019 (No. 21), 2018 (No. 18), and 2017 (No. 15).

What's going on here?

For the 2021 ranking, U.S. News & World Report crunched data for the country’s 150 biggest metro areas. It's worth nothing that in previous years, they'd looked at the 125 biggest metro areas. The data in 2021 encompasses affordability, job prospects, desirability, quality of life, and migration patterns.

“This year we’re looking at how the most populous metro areas in the U.S. fared for much of the coronavirus pandemic, and seeing how far they’ll need to come to recover,” says Devon Thorsby, U.S. News real estate editor, in a release. “It shouldn’t be a surprise that many metro areas that saw unemployment levels skyrocket in 2020 fell in the rankings, but those with greater employment stability tended to fare well.”

Still, U.S. News lauds the Metroplex — which ranks No. 17 in their subcategory of Best Places to Retire — for "offering both big-city excitement and quiet, suburban living."

"The Dallas-Fort Worth metro area has an interesting mix of Texas pride and cosmopolitan offerings," the report says. "The cowboy life still exists in Fort Worth, while Dallasites love the trendy local bars and numerous retail shops. And no matter which part of the Metroplex they call home, sports fans rally together behind their professional sports teams."

DFW also has the "small-town feel of Friday night football games and backyard parties" in its suburbs, the report adds.

"In those areas, residents can bump into their friends at the local Tex-Mex restaurant, children ride their bikes, and joggers hit the pavement for evening runs," the site says. "But even in DFW proper, many people exude that Texas friendliness with a wave or a 'hello' to strangers."

(That's actually the exact description of DFW that CultureMap quoted from the report in 2019; to be fair, maybe the the Dallas writer hasn't left her house since 2019.)

DFW wasn't the only place to fall hard. Every large city in Texas tumbled down the list this year:

Houston, ranked No. 39 in 2021, was No. 27 last year.

San Antonio, ranked No. 75 in 2021, was No. 41 last year.

Even buzzy Austin came in at just No. 5 this year, two spots lower than the area’s No. 3 ranking in 2020, and four spots below its first-place showings in 2017, 2018, and 2019.

“Housing affordability is always of great concern, but as people solidify their plans to work remotely, struggle to find a house in a hot housing market or consider a cross-country move, a low cost of living is even more important,” Thorsby says.

Who comes out on top in 2021? Boulder, Colorado, appears at No. 1 on this year’s list, followed by Raleigh-Durham, North Carolina, at No. 2; Huntsville, Alabama, at No. 3; and Fayetteville, Arkansas, at No. 4.

No other Texas metro area besides Austin showed up in the top 25 of this year’s ranking. Elsewhere in the state, Killeen-Temple landed at No. 114, Beaumont-Port Arthur at No. 124, Corpus Christi at No. 129, El Paso at No. 131, McAllen at No. 139, and Brownsville at No. 140.

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income analysis

This is how much a single-income family needs to make in Texas in 2026

Photo by Jimmy Dean on Unsplash

The income needed for a single-income household to raise a child in Texas is lower than it was last year.

With childrearing costs in the Lone Star State adding up to tens of thousands of dollars per year, many Texas families are navigating a difficult decision: should both parents work or should one parent stay home to raise the child?

For Texas families that choose the latter, the working parent needs to make nearly $73,000 per year to support their child and the stay-at-home parent, a new income analysis has revealed.

The newly released SmartAsset report used MIT's Living Wage Calculator to estimate the annual living wages needed across all 50 states for a three-person household with two working adults and one child, and a family with one working adult, a stay-at-home parent, and one child. Costs included food, housing, childcare, healthcare, transportation, incremental income taxes, and "other necessities."

A Texas household with one working parent needs to make $72,925 to support their stay-at-home counterpart and their child, the study found. That's $1,809 less than what was needed in 2025.

Meanwhile, the combined income needed for a household with one child and both parents working full-time is $85,030.

Texas ranked No. 42 in SmartAsset's ranking of states with the highest minimum income needed to support a family with one working parent, one stay-at-home parent, and one child. That also situates Texas as the 9th most affordable state for single-income families. But there are risks associated with only having one breadwinner in the family.

"A single income family with small children potentially saves in child care costs over a household with two working parents," the report's author wrote. "The main disadvantages are the lost salary and retirement contributions, Social Security earnings history and employer health benefits."

There aren't any specific tax benefits to having a parent stay at home to raise their child full time, but SmartAsset says single-income families can claim a tax credit under the One Big Beautiful Bill Act.

"[S]ingle-income families may claim the Child Tax Credit — up to $2,200 per qualifying child for 2026 ($1,700 refundable) — on the same terms as any other family," the report said.

SmartAsset's latest report only looks at costs on a statewide basis, but the cost to raise a child will also vary greatly depending on the city you live in. Raising a child in Dallas-Fort Worth might pose a challenge for some families, where the cost for childcare alone adds up to $10,736 and overall costs can surpass $23,000.

For households with two children, there might be additional strains on what a family might consider a "comfortable living." A March 2026 SmartAsset study determined a Dallas family with two working parents need to make a combined income of $214,490 to have a financially stable life while raising two children.

The top 10 states with the lowest minimum income needed for single-income families are:

Arkansas ($68,869)
Mississippi ($70,054)
Kentucky ($70,179)
West Virginia ($70,283)
North Dakota ($71,219)
Oklahoma ($71,365)
Louisiana ($71,406)
Missouri ($72,862)
Texas ($72,925)
Tennessee ($72,946)

smartasset reports texas family income

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income analysis

This is how much a single-income family needs to make in Texas in 2026