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    Raking It In

    Here's where Texans have the highest incomes and lowest cost of living

    Lindsey Wilson
    Sep 16, 2020 | 9:32 am
    money hundred dollar bills
    High income + low cost of living = extra cash.
    hynci/Getty Images

    Think you have a high income? That's relative, as a place's cost of living can eat away at even the highest salary (consider New York or San Francisco). Financial website SmartAsset recently dug into the data for Texas counties, determining which land in that sweet spot of affordable cost of living and healthy median income.

    To do this, the site calculated two different cost of living metrics for a household with one adult and no dependents. One reflected the baseline cost of living in each location, and the other was based on expenditures typical to someone making the county's median income.

    Then those two numbers were combined using a weighted average based on how close each county's median income was to the minimum livable income in that area. At that point, income taxes paid in the area were subtracted.

    Finally, SmartAsset calculated purchasing power by determining the weighted cost of living as a percentage of median income. The top locations were those with the highest median income relative to the cost of living.

    And highest in Texas is — drumroll, please — Fort Bend, slightly southwest of Houston and home of Sugar Land. It barely squeaks out the No. 1 spot with an index of 67.42, derived from a $44,752 cost of living and $93,645 median income.

    Coming in hot with an index of 67.08 is Rockwall, a suburb about 20 miles northeast of Dallas that sits on the shores of Lake Ray Hubbard. There, a $93,269 median income easily finances a $44,539 cost of living.

    Two more Dallas-adjacent counties are also on the list, with Collin (home of Plano) third and Denton (where the University of North Texas is based) fifth. The former enjoys a $44,111 cost of living on a median $90,124 salary, while the latter earns a median $80,290 a year and lives on $42,487.

    One Austin neighbor shows up in the top 10: Williamson County, home to Round Rock and Georgetown, appears at No. 7. The $43,574 cost of living is easily obtainable on a median $79,123 salary.

    The Hill Country county of Kendall, which sits southwest of Austin and north of San Antonio, ranks fourth with a $81,023 median salary and $42,969 yearly cost of living.

    Brazoria, near the reservoir of the same name and on the banks of the Brazos River, is ninth with a $42,792 cost of living and $76,426 median salary.

    West Texas is home to three counties on this list, with Roberts (near Amarillo) at No. 6; Borden County, south of Lubbock, at No. 8, and Midland at No. 10 with an index of 51.26.

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    population report

    Booming Dallas suburb was the fastest-growing city in the U.S. in 2024

    Amber Heckler
    May 19, 2025 | 10:36 am
    Downtown Dallas
    City of Dallas - City Hall/Facebook
    Dallas' population has grown to nealry 1.33 million residents.

    The Dallas suburb of Princeton grew faster than any other city in the United States in 2024, according to the U.S. Census Bureau.

    The new population report said Princeton's population has more than doubled in the last five years. The city saw a dramatic growth rate of 30.6 percent from July 2023 to July 2024, now boasting a population of just over 37,000 residents. The suburb is located 42 miles northeast from downtown Dallas.

    The report also revealed Dallas retained its No. 9 spot on the list of the 15 most populous cities in the U.S. Dallas gained more than 23,000 residents during the one-year period, bringing the city's population to 1,326,087 people in 2024.

    Elsewhere across North Texas, Fort Worth surpassed 1 million residents and eclipsed Austin as the 11th largest city in the nation. Fort Worth had the fifth-highest numeric increase in population last year, 23,442 residents, to bring the city's total population to 1,008,106 residents.

    Houston and San Antonio were the only Texas cities to have higher numerical growth rates than Fort Worth. Houston gained 43,217 residents – the second-highest increase nationwide – while San Antonio ranked No. 4 in growth with an additional 23,945 residents.

    Austin has yet to surpass the 1 million population threshold and has a population of 993,588 residents, the report says. The city now ranks 13th on the list of most populous U.S. cities after ranking 11th in 2024.

    Sandwiched between No. 11-Fort Worth and No. 13-Austin is San Jose, California, whose population of 997,368 puts it in the 12-largest spot.

    Fastest growing U.S. cities
    Six additional Texas cities made the list of fastest-growing U.S. cities, with several in the DFW Metroplex:

    • Fulshear, near Houston (No. 2) with 26.7 percent growth (54,629 total population)
    • Celina (No. 4) with 18.2 percent growth (51,661 total population)
    • Anna (No. 5) with 14.6 percent growth (31,986 total population)
    • Fate (No. 8) with 11.4 percent growth (27,467 total population)
    • Melissa (No. 11) with 10 percent growth (26,194 total population)
    • Hutto, near Austin (No. 13) with 9.4 percent growth (42,661 total population)
    The Austin suburb of Georgetown's growth has continued to slow since 2023, and it no longer appears in the list of fastest-growing cities. However, it did surpass 100,000 residents in 2024.

    San Angelo, a small city in West Texas, also surpassed the 100,000-population threshold.

    Most populous U.S. cities in 2024
    New York City maintained its stronghold as the biggest in America in 2024, boasting a population of nearly 8.5 million residents. Los Angeles and Chicago also retained second and third place, with respective populations of nearly 3.88 million and more than 2.7 million residents.

    "Cities in the Northeast that had experienced population declines in 2023 are now experiencing significant population growth, on average," said Crystal Delbé, a statistician in the Census Bureau’s Population Division. "In fact, cities of all sizes, in all regions, showed faster growth and larger gains than in 2023, except for small cities in the South, whose average population growth rate remained the same."

    The 15 populous U.S. cities as of July 1, 2024 were:

    • No. 1 – New York, New York (8.48 million)
    • No. 2 – Los Angeles, California (3.88 million)
    • No. 3 – Chicago, Illinois (2.72 million)
    • No. 4 – Houston, Texas (2.39 million)
    • No. 5 – Phoenix, Arizona (1.67 million)
    • No. 6 – Philadelphia, Pennsylvania (1.57 million)
    • No. 7 – San Antonio, Texas (1.53 million)
    • No. 8 – San Diego, California (1.4 million)
    • No. 9 – Dallas, Texas (1.33 million)
    • No. 10 – Jacksonville, Florida (1 million)
    • No. 11 – Fort Worth, Texas (1 million)
    • No. 12 – San Jose, California (997,368)
    • No. 13 – Austin, Texas (993,588)
    • No. 14 – Charlotte, North Carolina (943,476)
    • No. 15 – Columbus, Ohio (933,263)
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