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    Free Bike Rides For Some

    Bike sharing comes to downtown Dallas, but it's a bit of a tease

    Alex Bentley
    Nov 6, 2014 | 12:02 pm

    Public bike sharing is currently a reality in Fort Worth and is on the verge of happening at Fair Park, but right now it's a pie-in-the-sky idea for Dallas at large. That's why it was a surprise to see a bike sharing stand pop up outside of the 2100 Ross building in downtown Dallas recently.

    However, even though the sign next to the bikes entices with the line, "Need a bike? Borrow ours!," the bikes are only available to the employees of Lockton Companies, a global insurance brokerage firm that prides itself on having happy employees. In fact, Lockton made the Dallas Business Journal's list of Best Places to Work in North Texas in 2012 and 2013.

    The bikes come courtesy of Zagster, a private bike sharing company making its first foray in Dallas with Lockton Companies.

    The bikes come courtesy of Zagster, a private bike sharing company making its first foray in Dallas with Lockton. The company has hundreds of bikes deployed in more than 20 states and works with colleges, corporate campuses, hotels and other businesses. In addition to the bikes, the model includes professional maintenance, insurance and a proprietary website that tracks bike availability.

    For now, the shiny Lockton bikes are just a big tease for the Dallas Arts District. But according to Zagster's Bradley Ericson, private bike sharing could soon be spreading in Dallas.

    "We are talking to some other interested tenants in the building where Lockton is at about a possible multi-employer bike sharing program," says Ericson. "We’re exploring to see how the Lockton program can grow, but also benefit some other partners and companies in the area."

    If Lockton's program, which is initially set for two years, proves popular, Ericson anticipates the idea will spread like wildfire.

    "Ever since we launched the program with Quicken Loans in Detroit, we began working with a bunch of different partners in downtown Detroit — other employers, other property owners and other sponsors," Ericson says. "I’d envision a pretty similar growth in Dallas. I think Dallas and Detroit are similar in that both cities don't have plans to bring in a public bike sharing program, and they both also have a lot of quality large companies that have headquarters and large offices in the city."

    According to Ericson, Lockton started the program not only to give employees a free and easy way to get around downtown, but also to complement pre-existing company initiatives that incentivize healthy activities.

    If seeing the Zagster bikes zipping around downtown is too much for some bike lovers to take, there's always the possibility that Lockton or other future Dallas clients might open up their bikes to non-employees on a fee basis. A small percentage of Zagster clients in other cities are doing just that, and the company has noticed that the practice is starting to increase significantly.

    Until that trend trickles down to Dallas, employees of Lockton can lord their bike sharing privileges over downtown while the rest of us watch on with barely concealed envy.

    The Zagster bike sharing stand at 2121 San Jacinto Street is a big tease for anyone hoping public bike sharing will be a reality in Dallas.

    Zagster bike sharing stand in downtown Dallas
    Photo by Catherine Cuellar
    The Zagster bike sharing stand at 2121 San Jacinto Street is a big tease for anyone hoping public bike sharing will be a reality in Dallas.
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    money woes

    Dallas ranks 4th for most financially distressed residents in America

    Amber Heckler
    Feb 18, 2026 | 3:45 pm
    Dallas, Texas, USA Downtown Drone Skyline Aerial
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    A new study has confirmed what many North Texans are already feeling: Dallas has one of the highest shares of people in financial distress in the nation.

    Dallas ranked No. 4 in WalletHub's just-released report, "Cities with the Most People in Financial Distress," which analyzed 100 of the largest U.S. cities across nine personal finance metrics: average credit scores and year-over-year changes; the share of residents with accounts in distress and year-over-year changes; the average number of accounts in distress; year-over-year change in bankruptcy filings from September 2024 to September 2025; and "debt" and "loans" search interest indexes.

    For the purpose of this study, WalletHub defined "financial distress" as having a credit account in forbearance or with deferred payments.

    The top three cities with the most people in financial distress are Chicago (No. 1), Houston (No. 2), and Las Vegas, Nevada (No. 3).

    The analysis found Plano and Dallas had the second- and third-highest increases in bankruptcy filings from September 2024 to September 2025. And in a separate ranking of the U.S. cities with the highest credit scores as of Q3 2025, Dallas ranked 38th nationally.

    Here's how WalletHub broke down Dallas' overall ranking:

    • No. 1 – "Loans" search interest index rank
    • No. 5 – "Debt" search interest index rank
    • No. 32 – Credit score rank
    • No. 35 – Average number of accounts in distress rank
    • No. 39 – People with accounts in distress rank
    High unemployment rates and inflation are major factors contributing to most Americans' financial woes, the report said, and rising property taxes can create an even bigger burden for homeowners and renters alike. Texas residents may feel a greater burden than residents elsewhere in the country after the Lone Star State was dubbed the No. 1 most most financially distressed state in America in 2025. And digging oneself out of the "downward spiral" isn't easy, according to WalletHub analyst Chip Lupo.

    "You may get temporary relief from your lenders by not having to make payments, but all the while interest will keep building up, making the debt even harder to pay off," Lupo said.

    Other North Texas cities where financial struggles are prevalent include Fort Worth (No. 12), Arlington (No. 36), Garland (No. 59), Plano (No. 61), and Irving (No. 64).

    But no Texas city is feeling the financial squeeze as much as Houston, which ranked as the second-most financially distressed city nationwide for 2026.

    "Houston has a high share of the population with accounts in distress compared to most other cities, at over 8 percent, and it also has a high number of accounts in distress per person," the report said. "Similar to Chicago, Houston also shows some of the highest Google search interest in the country for terms like “debt” and “loans,” indicating a strong need for borrowing."

    San Antonio (No. 6) and Austin (No. 9) also ranked among WalletHub's top 10 most financially distressed U.S. cities for 2026.

    The top 10 most financially distressed cities in the nation are:

    • No. 1 – Chicago
    • No. 2 – Houston
    • No. 3 – Las Vegas
    • No. 4 – Dallas
    • No. 5 – Los Angeles
    • No. 6 – San Antonio
    • No. 7 – Atlanta
    • No. 8 – New York
    • No. 9 – Austin
    • No. 10 – Phoenix
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