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    Hottest 'hoods

    North Texas town boasts 5th hottest ZIP code in U.S. for buyers, report says

    Stephanie Allmon Merry
    Jul 4, 2023 | 9:15 am
    603 Fm 740 N., Forney

    This adorable home in Forney is on the market for $399,990.

    Photo courtesy of Estately.com

    A small town east of Dallas is a big magnet for homebuyers. Forney, in fact, boasts one of the hottest ZIP codes in the country.

    According to OpenDoor’s 2022 Hottest ZIP Codes in America report, Forney's 75126 was the fifth most popular ZIP code for buyers around the U.S. last year. It moved up from No. 8 in the 2021 report.

    OpenDoor analyzed data from the local Multiple Listing Services (MLS) where Opendoor Brokerage operates, they say. The neighborhoods were ranked by total homes that went into contract within 90 days of listing in 2022.

    Forney - a town of 27,000 about a half-hour east of Dallas - tracks with a post-pandemic trend that OpenDoor identified when compiling its 2022 list: that buyers were gravitating toward “a small-town feel while close to a bustling downtown for entertainment, dining, and shopping,” they say.

    “Whether to be closer to outdoor and recreational activities or to join a close-knit community, the desire to belong remained strong in 2022 as the recalibration of work and personal priorities encouraged people to move away from city centers,” the report’s author says.

    For the same reasons, another North Texas town - Aubrey - was deemed a top “emerging” ZIP for 2022. Its 76227 lands at No. 13 on the list. It had been No. 15 in the 2021 report.

    Aubrey, population 6,500, is about an hour north of Dallas, in northeast Denton County. It is home to sprawling ranches and considered the “horse capital of Texas.”

    “We are seeing homeowners vie for that sense of belonging in cities and towns accessible to major metros via short commutes – like Aubrey,” OpenDoor says.

    Elsewhere in Texas
    Aubrey and Forney are the only Dallas-area ZIPs to make it into the top 20, but they are in good company with several others around Texas.

    Katy’s 77494, in the Houston area, is the highest-scoring ZIP in the state, landing at No. 3.

    “Half of first-time home buyers say ‘family’ is the top reason they decided to purchase a home in 2022. Katy, TX and Yukon, OK continued their reign on our hottest ZIPs list,” OpenDoor says. “They draw homeowners for their proximity to major employers while still being a good fit for families.”

    Another Houston suburb, Cypress’ 77433, comes in at No. 7.

    Also in the mix are a few ZIPs in the Austin-San Antonio area: No. 4 is 78130 in New Braunfels, and No. 9 is 78641 in Leander. The San Antonio ZIP of 78253 is No. 11.

    The hottest ZIP code in the country is 37042 in Clarksville, Tennessee, which has “a thriving, close-knit local community while still being close to the action in Nashville,” OpenDoor says.

    The top 20 ZIP codes in the U.S. for 2022 are:

    1. Clarksville, Tennessee (37042)
    2. Yukon, Oklahoma (73099)
    3. Katy, Texas (77494)
    4. New Braunfels, Texas (78130)
    5. Forney, Texas (75126)
    6. Summerville, South Carolina (29486)
    7. Cypress, Texas (77433)
    8. Kissimmee, Florida (34747)
    9. Leander, Texas (78641)
    10. Murfreesboro, Tennessee (37128)
    11. San Antonio, Texas (78253)
    12. Loganville, Georgia (30052)
    13. Aubrey, Texas (76227)
    14. Winter Garden, Florida (34787)
    15. Cumming, Georgia (30040)
    16. Suwanee, Georgia (30024)
    17. Gallatin, Tennessee (37066)
    18. San Diego, California (92101)
    19. Port Saint Lucie, Florida (34953)
    20. Parker, Colorado (80134)
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    affordability news

    Texans need to make nearly 6 figures to buy a home in 2025, per report

    Amber Heckler
    Aug 11, 2025 | 9:44 am
    Homebuyers, real estate affordability
    Photo by Kostiantyn Li on Unsplash
    Texans that aren't making about $99,000 a year may have a tough time buying a home this year, the report discovered.

    A recent report analyzing the minimum income it takes to buy a home across America has revealed Texans have it easier than residents of other states, but the dream may still feel unattainable for many.

    Potential homebuyers need to make at least $99,000 to buy a home in Texas in 2025, according to the analysis from Realtor.com.

    To determine the minimum income a local resident would need to make to buy a home in their own state, Realtor.com calculated each state's "affordability gap" by finding the difference in the actual annual income from the minimum recommended income to afford a median-priced home as of July 2025. The report also determined the percentage difference between the affordability gap figure and state's median actual income.

    Texas joined 18 other states where the minimum income required to purchase a home is just under the six-figure range.

    According to the U.S. Census Bureau, the median household income in Texas is $75,780, which means the affordability gap for a potential Texas homebuyer adds up to more than $23,000. That also means that the minimum income required to buy a Texas home this year is roughly 30 percent higher than the state's actual median income.

    Though the report didn't give any data on the median list price of a Texas home in July, Realtor.com said the median list price of a home in Dallas-Fort Worth was $439,900 last month. July's median list price was 2.2 percent lower year-over-year from July 2024.

    "Even as the summer housing market is gradually turning more buyer-friendly, the typical American still does not earn enough to keep up with monthly mortgage payments without becoming house-poor," the report's author wrote. "However, the degree of unaffordability varies widely across states. Overall, it has moderately edged down compared with the end of last year."

    Elsewhere in the U.S., Iowa is the No. 1 most affordable state for homebuyers in 2025, Realtor.com says, with residents needing to make at least $76,422 to afford a median-priced home in the state. The median list price for an Iowa home in July came out to $289,938, and the median income of an Iowa household is just under $76,000, making Iowa's affordability gap the smallest out of all 50 states at only $431.

    "In other words, investing in a median-priced home in Iowa would require spending just a little over the target 30 percent on housing, still leaving plenty of cash in the bank to cover other necessities," the report said.

    Realtor.com's top 10 most affordable states for homebuyers in 2025, plus the minimum income needed to afford a median-priced home, are:

    • No. 1 – Iowa ($76,422)
    • No. 2 – Illinois ($85,196)
    • No. 3 – Kansas ($74,030)
    • No. 4 – Ohio ($76,425)
    • No. 5 – Indiana ($81,565)
    • No. 6 – Pennsylvania ($85,662)
    • No. 7 – Missouri ($81,973)
    • No. 8 – West Virginia ($71,167)
    • No. 9 – Minnesota ($105,169)
    • No. 10 – Michigan ($83,542)

    On the opposite end, Montana is the No. 1 least affordable state for homebuyers with an affordability gap surpassing $99,000. The median income of a Montana household is only $72,066 a year, and the median list price of a home in the state was $649,900 in July. The report then determined that a Montana resident would need to make more than $171,000 to afford that median-priced home.

    "To put it differently, a would-be homebuyer in Montana would require a 138 percent raise to comfortably afford a home in the state at the current mortgage interest rate of 6.72 percent," the report said.

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