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HAUTE PROPERTIES

Majestic $6 million estate in Texas Hill Country goes up for auction

John Egan
Feb 11, 2026 | 12:49 pm

A sprawling, 13-acre waterfront estate about two hours south of Dallas is hitting the auction block. Bidding on the Oxbow Overlook estate, just outside the Central Texas town of Belton, is scheduled to start February 13 on the Sotheby’s Concierge Auctions website.

The sale process will conclude February 28 when the estate is featured at ModaMiami, a luxury event hosted by South Florida’s Biltmore Miami-Coral Gables.

The property, at 8536 Armstrong Rd., is co-listed at $5.95 million by Debbie Stevenson of Kuper Sotheby’s International Realty. Bidding will start at $2 million to $2.5 million.

“This incomparable offering perfectly captures the essence of refined Hill Country living,” Stevenson says. “From its serene creekside setting and acres of privacy to its remarkable architectural details, Oxbow Overlook delivers a level of craftsmanship and lifestyle that is rarely available.”

Built in 2001 of native limestone and stone, the French Provincial-inspired main house boasts a 24-foot entry wall made of iron and glass, and a grand foyer crowned by a 31-foot copper dome ceiling. The ceiling hovers above an oak staircase with copper accents.

Oxbow Overlook estate Everyone who enters from the front door will be looking up.Photo courtesy of JPM Real Estate Photography

Other highlights of Oxbow Overlook’s nearly 7,000-square-foot main house include:

  • Six bedrooms
  • Five full bathrooms and two half-bathrooms
  • Seven fireplaces
  • Three laundry rooms
  • Wet bar
  • Eat-in kitchen
  • Elevator access to second story
  • Home office
  • Game room
  • Exercise pool with swim jets and spa
  • Outdoor kitchen
  • Covered and open patios
  • Coffered and beamed ceilings
  • Crown molding
  • Indoor and outdoor fireplaces
  • Generac backup generator

Oxbow Overlook estate Natural elements break up all the white.Photo courtesy of JPM Real Estate Photography

The property includes a separate 3,118-square-foot carriage house.

Oxbow Overlook is close to Belton Lake, Stillhouse Hollow Lake, Salado, and Temple.

“Designed to embrace its natural surroundings, creekside walls, and outdoor living spaces conform to the bluff’s natural curve, offering spectacular views across the property and showcasing thoughtful conveniences at every turn,” Sotheby’s Concierge Auctions says.

Oxbow Overlook estate
Photo courtesy of JPM Real Estate Photography\u200b
The house sits on top of a drop-off.
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homebuying news

Texas ranks among the top 20 markets for homebuyers under 35

Amber Heckler
Aug 11, 2026 | 10:15 am
Young homeowners
Photo by Vitaly Gariev on Unsplash
In 2025, Texas had more mortgage applicants under 35 years old than any other state in the country, the report found.

The Lone Star State is emerging as a top destination for young adult homebuyers, a new report has confirmed, with nearly 23 percent of all mortgage applications submitted by individuals under 35 years old.

Texas ranked No. 18 in SmartAsset's new study, "Where Young Adults are House Hunting," making it one of the most sought-after U.S. states "where the next generation of homeowners may be gaining the strongest foothold."

To determine where younger Americans are most actively pursuing homeownership, SmartAsset's analysts examined mortgage application data in all 50 states in 2025, and calculated the share of applications filed by buyers younger than 35 relative to all applicants.

A total 259,737 Texas homebuyers under 35 submitted mortgage applications in the last year alone — making Texas the state with the highest number of young adult applications in the country.

California and Florida, respectively, had the second- and third-highest numerical rate of young adult homebuyers with 170,434 and 159,429 applications in each state. But they still ranked at the bottom of the national list with the lowest percentage of young adult applications relative to all applicants in 2025 — at 14.7 and 14.8 percent.

North Dakota leads the nation as the top state for young homeowners with over 28 percent of all mortgage applications in 2025 submitted by homebuyers under 35, making up 6,551 applications.

SmartAsset also revealed something many homeowners might already know: younger Americans are more likely to pursue homeownership in states with lower housing costs.

"In each of the four states with the highest share of mortgage applications from adults younger than 35, the typical home value is less than $300,000: North Dakota (No. 1), West Virginia (No. 2), Nebraska (No. 3) and Iowa (No. 4)," the report's author wrote.

In Texas, the typical home is worth $302,187, which is the 18th highest in the U.S. Meanwhile, West Virginia and Mississippi are the only two states with home values under $200,000, the lowest nationwide.

Young potential homebuyers looking for a home in Dallas need to make about $83,000 to afford a starter home. Many surrounding suburbs also have high appeal for first-time homebuyers, such as McKinney and Plano, which offer a high quality of life for homeowners that want to start a family.

High home prices aren't the only challenges keeping young Americans from becoming homeowners, the report said. Other challenges like high interest rates and limited supply are also plaguing would-be homebuyers.

"According to a recent Pew Research Center survey, nearly 9 in 10 younger Americans say it is harder for them to buy a home than it was for their parents," the report said. "Nonetheless, younger buyers continue to aspire to homeownership, navigating an uneven landscape of affordability and opportunity."

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