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    A Silver Lining

    Strangers come to disabled teen's aid when insurance company rejects military family's claims

    Claire St. Amant
    Feb 7, 2013 | 8:00 am

    Life isn't easy for 16-year-old Kaitlyn Samuels, who suffers from cerebral palsy, scoliosis and other complications of a rare brain disorder. But when Kaitlyn gets on a horse, some of the pain fades away.

    Discovering that their daughter benefits from physical therapy atop a horse would be good news for Jennifer and Mark Samuels, except for the fact that Tricare, a healthcare program for uniformed service members, won't cover it.

    Mark, a captain in the Navy, and his wife, Jennifer, have three children. At the advice of a doctor, in 2009 Kaitlyn started going to Rocky Top Therapy Center in Keller. The nonprofit organization is a Premier Accredited Riding Center qualified through Professional Association of Therapeutic Horsemanship International.

    "This case is so absurd that if enough people know about it, the public is going to demand that someone do something about it," attorney Marcella Burke says.

    But that's not good enough for Tricare, which has rejected the Samuels' appeal to get their daughter's physical therapy at Rocky Top covered. Tricare considers the activity "hippotherapy," which has not been medically proven to improve conditions such as the ones ailing Kaitlyn.

    The Samuels appealed Tricare's denial of physical therapy benefits. In October 2012, even though a judge sided with the Samuels, Tricare summarily denied the appeal. Colby Vokey, then the Samuels' Dallas-based attorney, described the decision:

    "We won the battle but lost the war because Tricare refuses to follow the decision of the hearing officer," Vokey wrote in a letter to the Samuels, adding, "This is unjust and unfair."

    With the help of pro bono representation from Houston attorney Marcella Burke, the Samuels plan to take Tricare to federal court to regain physical therapy benefits for their disabled daughter.

    "This case is so absurd that if enough people know about it, the public is going to demand that someone do something about it," Burke says. "We have a girl that will die. This is a matter of life and death."

    Burke is also exploring the idea of creating Kaitlyn's Law, which would make Tricare cover doctor-prescribed physical therapy that uses a horse as a tool. She's currently looking for a senator or congressman to sponsor the bill. On top of that, the Samuels started a Change.org petition.

    "We want insurance, literally and figuratively," Burke says. "If we had Kaitlyn's Law, it would protect her from whatever happens in federal court."

    In the meantime, Kaitlyn is getting some much-needed help. On February 1, Rocky Top Physical Therapy Center started Kaitlyn's Fund, which will divide donated monies equally between all military families who need physical therapy not covered by Tricare.

    Burke came up with the idea after several people asked how they could help the Samuels family. One man from the East Coast even offered to pay for all Kaitlyn's therapy in 2013.

    "We’ve been humbled and are so grateful for the help that’s been offered to us to continue this battle," Jennifer Samuels says. "Ultimately, we just want to fix this for all military children."

    --

    Tax-deductible contributions can be sent to:

    Kaitlyn’s Fund
    c/o Rocky Top Physical Therapy
    660 Keller Smithfield Road
    Keller, Texas 76248

    Doctors say Kaitlyn Samuels benefits from horse therapy, but Tricare insurance won't pay for it.

    Kaitlyn Samuels
    Americans For Kaitlyn Samuels
    Doctors say Kaitlyn Samuels benefits from horse therapy, but Tricare insurance won't pay for it.
    unspecified
    news/city-life

    happy go lucky plano

    Dallas neighbor dazzles on new list of happiest cities in America

    Amber Heckler
    Mar 11, 2026 | 3:00 pm
    Plano Balloon Festival
    Photo courtesy of Visit Plano
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    A new happiness study has ranked Plano one of the happiest cities in America this year, and it once again landed on top as the happiest city in Texas.

    Plano has moved up on the list and ranks as the 16th happiest U.S. city in 2026. Last year, it was 17th.

    WalletHub determined the happiest cities in America based on 29 relevant metrics based on "positive-psychology research" across three main categories: emotional and physical wellbeing, income and employment, and community and environment. As with most WalletHub studies, it compared the 182 most populous U.S. cities.

    Fremont, California claimed the top spot as the happiest city nationwide for another year. Bismark, North Dakota and Scottsdale, Arizona, respectfully, rounded out the top three.

    Here's how WalletHub ranked Plano across the three key dimensions:

    • No. 15 – Emotional and physical wellbeing
    • No. 22 – Community and environment
    • No. 72 – Income and employment
    Plano and its residents have continued improving their city year after year, whether its through opening new bakeries and restaurants, inviting fun pop-ups for locals, or having a strong job market.
    Plano's happiness far outshines the rest of North Texas; according to WalletHub, Irving is the 70th happiest city in the country, the third-happiest in Texas, and the second-happiest city in the Dallas-Fort Worth metro. Garland ranked farther behind as No. 92 nationally, and more DFW cities ranked even lower: Grand Prairie (No. 106), Dallas (No. 111), Fort Worth (No. 113), and Arlington (No. 119).

    The report additionally found that Dallasites spend the third-most amount of time at work in the nation. The city ranked No. 180 in the national analysis of U.S. cities with the "fewest work hours."

    WalletHub also emphasized that money doesn't buy happiness — after a certain point.

    "For decades, researchers have explored the science of happiness and identified several core factors, including mental well-being, physical health, strong social ties, job satisfaction, and financial stability," the report said. "Still, income has its limits — studies show that earning more than $75,000 a year does not lead to greater happiness."

    Six-figure earners in Plano aren't necessarily as happy as those who don't make as much, as a separate financial study from SmartAsset revealed these big earners are only taking home about $72,653 after taxes and adjusted for the cost of living.

    This is how other Texas cities ranked in the report:

    • No. 39 – Austin
    • No. 128 – Houston
    • No. 135 – Lubbock
    • No. 137 – El Paso
    • No. 140 – Laredo
    • No. 143 – Amarillo
    • No. 150 – Brownsville
    • No. 154 – San Antonio
    • No. 155 – Corpus Christi
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