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    A Silver Lining

    Strangers come to disabled teen's aid when insurance company rejects military family's claims

    Claire St. Amant
    Feb 7, 2013 | 8:00 am

    Life isn't easy for 16-year-old Kaitlyn Samuels, who suffers from cerebral palsy, scoliosis and other complications of a rare brain disorder. But when Kaitlyn gets on a horse, some of the pain fades away.

    Discovering that their daughter benefits from physical therapy atop a horse would be good news for Jennifer and Mark Samuels, except for the fact that Tricare, a healthcare program for uniformed service members, won't cover it.

    Mark, a captain in the Navy, and his wife, Jennifer, have three children. At the advice of a doctor, in 2009 Kaitlyn started going to Rocky Top Therapy Center in Keller. The nonprofit organization is a Premier Accredited Riding Center qualified through Professional Association of Therapeutic Horsemanship International.

    "This case is so absurd that if enough people know about it, the public is going to demand that someone do something about it," attorney Marcella Burke says.

    But that's not good enough for Tricare, which has rejected the Samuels' appeal to get their daughter's physical therapy at Rocky Top covered. Tricare considers the activity "hippotherapy," which has not been medically proven to improve conditions such as the ones ailing Kaitlyn.

    The Samuels appealed Tricare's denial of physical therapy benefits. In October 2012, even though a judge sided with the Samuels, Tricare summarily denied the appeal. Colby Vokey, then the Samuels' Dallas-based attorney, described the decision:

    "We won the battle but lost the war because Tricare refuses to follow the decision of the hearing officer," Vokey wrote in a letter to the Samuels, adding, "This is unjust and unfair."

    With the help of pro bono representation from Houston attorney Marcella Burke, the Samuels plan to take Tricare to federal court to regain physical therapy benefits for their disabled daughter.

    "This case is so absurd that if enough people know about it, the public is going to demand that someone do something about it," Burke says. "We have a girl that will die. This is a matter of life and death."

    Burke is also exploring the idea of creating Kaitlyn's Law, which would make Tricare cover doctor-prescribed physical therapy that uses a horse as a tool. She's currently looking for a senator or congressman to sponsor the bill. On top of that, the Samuels started a Change.org petition.

    "We want insurance, literally and figuratively," Burke says. "If we had Kaitlyn's Law, it would protect her from whatever happens in federal court."

    In the meantime, Kaitlyn is getting some much-needed help. On February 1, Rocky Top Physical Therapy Center started Kaitlyn's Fund, which will divide donated monies equally between all military families who need physical therapy not covered by Tricare.

    Burke came up with the idea after several people asked how they could help the Samuels family. One man from the East Coast even offered to pay for all Kaitlyn's therapy in 2013.

    "We’ve been humbled and are so grateful for the help that’s been offered to us to continue this battle," Jennifer Samuels says. "Ultimately, we just want to fix this for all military children."

    --

    Tax-deductible contributions can be sent to:

    Kaitlyn’s Fund
    c/o Rocky Top Physical Therapy
    660 Keller Smithfield Road
    Keller, Texas 76248

    Doctors say Kaitlyn Samuels benefits from horse therapy, but Tricare insurance won't pay for it.

    Kaitlyn Samuels
    Americans For Kaitlyn Samuels
    Doctors say Kaitlyn Samuels benefits from horse therapy, but Tricare insurance won't pay for it.
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    Flood Response

    New relief fund launches for 2026 Texas Hill Country flood victims

    Brianna Caleri
    Jul 17, 2026 | 4:30 pm
    People look out at flood on July 16, 2026 in Center Point, Texas
    Photo by Brandon Bell/Getty Images
    The same foundation that collected more than $60 million for the 2025 floods has launched a new fund for 2026.

    Texans looking to support Hill Country neighbors affected by floods over the past few days can turn to the same organization they did for the July 2025 floods: The Community Foundation of the Hill Country has launched a new Texas Hill Country Flood Relief Fund that is accepting donations now.

    The foundation emphasizes that the two funds are distinct (last year's was called the Kerr County Flood Relief Fund), so donors should note that their contributions will specifically go toward Hill Country residents affected by the current floods. The money raised will offer emergency assistance and long-term recovery support.

    According to the Associated Press, nearly 1 trillion gallons of water fell on the three hardest-hit Texas counties over three days — enough to fill 1.5 million Olympic-sized swimming pools or supply 11 million homes for a year. First responders rushed to save people trapped in high waters Friday, as more heavy rain widened the danger from floods that have killed at least two people and left hundreds more in need of rescue.

    Earlier in the week, Texas Gov. Greg Abbott declared a disaster in 59 counties including Travis to help emergency services respond quickly.

    Although many regional businesses, churches, and other groups organized donations for the 2025 floods, the Community Foundation was the main entity holding and distributing funds. The Kerr County Flood Relief Fund totaled more than $60 million by the end of that July.

    "Our hearts break that the Texas Hill Country is once again facing catastrophic flooding. Just one year after the devastating July 2025 floods, many of our neighbors are again in harm's way," said Community Foundation of the Texas Hill Country CEO Austin Dickson. "People from across Texas and around the world came together to help Kerr County begin the long road to recovery. As first responders and local and state officials continue their response efforts, the Community Foundation's role is to help ensure communities have the philanthropic resources they need to recover in the weeks, months and years ahead."

    news/city-life

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