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    don't worry, be happy

    Plano is all smiles on new 2025 list of happiest U.S. cities

    Amber Heckler
    Mar 13, 2025 | 2:31 pm
    Plano

    People living in Plano are as happy as can be.

    Visit Plano/Facebook

    One city in the Dallas-area has been singled out as one of the happiest cities in the U.S.: A new list, the "Happiest Cities in America (2025), just released by personal finance website WalletHub puts Plano in the top 20.

    WalletHub annually ranks 182 of the most populous U.S. cities based on 29 metrics, categorized by each city's emotional and physical well-being; income and employment; and community and environment.

    Plano ranked as the No. 17 happiest city nationwide, and No. 1 in Texas.

    The top three happiest cities on the list are all located in California: Fremont (No. 1), San Jose (No. 2), and Irvine (No. 3), followed by Sioux Falls, South Dakota at No. 4, and Overland Park, Kansas at No. 5.

    Plano's reputation as a happy city is well established: It was named the No. 2 happiest city in America in a separate 2024 report by SmartAsset.

    Plano's happiness really shines when it comes to its residents' emotional and physical well-being, as the city ranked No. 13 nationwide in that category. Locals can stay happy and healthy when a majority live within a 10-minute walk from one of the city's many well-kept parks.

    The Collin County city came in at No. 51 for its "community and environment," and at No. 66 spot for its "income and employment" ranking.

    The U.S. Census Bureau says Plano households make a median annual income of $108,649, but research says that money doesn't guarantee happiness: Individuals making more than $75,000 a year aren't likely to be any happier than those who aren't.

    Financial stability can lead to more flexibility when it comes to a person's lifestyle choices, but it's not the only factor that contributes to someone's happiness, the report says.

    "Therefore, when deciding where to live to maximize your happiness, you’ll want to pick a city that offers more than just a decent average income," WalletHub analyst Chip Lupo. "The ideal city provides conditions that foster good mental and physical health, like reasonable work hours, short commutes, good weather, and caring neighbors.”

    There's so much more to Plano's happiness that can't be defined by a collection of rankings. The city is constantly innovating to bring new dining concepts to residents from diverse cuisines such as a halal gyro chain or a Japanese snack and dessert shop.

    The city also had the luxury of being chosen for a new travel route to Austin by popular bus transportation company Vonlane. It's the little things that add up to making locals happy.

    Plano was the only Texas city to earn a spot among the top 20 happiest U.S. cities, with Austin appearing in second place statewide but No. 59 nationally.

    Unfortunately for Dallas and Fort Worth, neither city made it into the top 100 happiest cities. Dallas ranked No. 124 nationwide, and Fort Worth was one spot behind as No. 125.

    Other Dallas-Fort Worth cities that earned spots in the report include:

    • No. 81 – Irving
    • No. 101 – Garland
    • No. 113 – Grand Prairie
    • No. 128 – Arlington
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    in this economy?

    This is the salary you need to live comfortably in Dallas in 2026

    Amber Heckler
    Mar 25, 2026 | 9:11 am
    Money, salaries, SmartAsset
    Photo by Giorgio Trovato on Unsplash
    Single Dallasites need to make nearly $97,000 to live comfortably in the city, the report found.

    A 2026 report analyzing how much it costs to live "in sustainable comfort" in the biggest U.S. cities has found Dallas residents need to make $1,040 more than they did last year to live comfortably in the city.

    Dallas is tied with neighbors Garland and Irving at No. 72 in SmartAsset's national ranking of the cities with the highest salary needed to live comfortably in 2026, with single adult residents needing to make $96,970 a year to qualify as "financially stable." Last year, single Dallasites needed to make $95,930 to be considered financially stable.

    Families with two working parents and two children need to make a household income of $214,490 to have a financially stable life in Dallas, the report found. That's only $749 higher than what families needed to make last year.

    To determine the rankings, SmartAsset's analysts examined 100 of the largest U.S. cities and used the latest cost of living data – such as the costs for housing, food, transportation, and income taxes where applicable – from the MIT Living Wage Calculator for childless individuals and for two working adults with two children.

    For the purpose of the study, the 50/30/20 budgeting strategy was used to determine "comfortable lifestyle" costs for both individuals and families: 50 percent of income to cover needs and living expenses, 30 percent for "wants," and 20 percent for savings or paying down debt.

    Here's breakdown of a Dallas resident's comfortable lifestyle based on SmartAsset's findings:

    • $48,485 dedicated to needs and living expenses
    • $29,037 dedicated to wants
    • $19,358 dedicated to savings or debt repayment

    This is SmartAsset's interpretation of a comfortable lifestyle for families of four:

    • $107,245 dedicated to needs and living expenses
    • $64,347 dedicated to wants
    • $42,898 dedicated to savings or debt repayment
    SmartAsset said single individuals and families should compare the fluctuating local cost of living and their long-term goals to fully "understand the context" of their respective household incomes. But it's worth pointing out that a financially stable life in Dallas isn't quite attainable for many residents: The city had a median household income of $74,323 in 2024, according to the U.S. Census Bureau.
    Elsewhere in North Texas, the report found that families in Frisco and McKinney "are closest to a comfortable salary."
    "In Frisco, [Texas], the median household earns $145,444 – substantially higher than the national median of $83,730," the report's author wrote. "This figure also accounts for 63.1 percent of the $230,464 income a family of four in Frisco needs to live comfortably. In McKinney, TX, the $124,177 median household income accounts for 53.9 percent of the $230,464 needed."
    The two suburbs also tied with Plano for the 29th highest salary needed nationally to live comfortably in 2026. Single adults living in these cities need to make $109,242 a year to live a financially stable life this year.

    Fort Worth and Arlington tied for No. 68 overall, with single adults needing a $97,552 salary to live comfortably, and $217,235 for working families of four.

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