in this economy?

This is the salary you need to live comfortably in Dallas in 2026

Single Dallasites need to make nearly $97,000 to live comfortably in the city, the report found.

A 2026 report analyzing how much it costs to live "in sustainable comfort" in the biggest U.S. cities has found Dallas residents need to make $1,040 more than they did last year to live comfortably in the city.

Dallas is tied with neighbors Garland and Irving at No. 72 in SmartAsset's national ranking of the cities with the highest salary needed to live comfortably in 2026, with single adult residents needing to make $96,970 a year to qualify as "financially stable." Last year, single Dallasites needed to make $95,930 to be considered financially stable.

Families with two working parents and two children need to make a household income of $214,490 to have a financially stable life in Dallas, the report found. That's only $749 higher than what families needed to make last year.

To determine the rankings, SmartAsset's analysts examined 100 of the largest U.S. cities and used the latest cost of living data – such as the costs for housing, food, transportation, and income taxes where applicable – from the MIT Living Wage Calculator for childless individuals and for two working adults with two children.

For the purpose of the study, the 50/30/20 budgeting strategy was used to determine "comfortable lifestyle" costs for both individuals and families: 50 percent of income to cover needs and living expenses, 30 percent for "wants," and 20 percent for savings or paying down debt.

Here's breakdown of a Dallas resident's comfortable lifestyle based on SmartAsset's findings:

$48,485 dedicated to needs and living expenses
$29,037 dedicated to wants
$19,358 dedicated to savings or debt repayment

This is SmartAsset's interpretation of a comfortable lifestyle for families of four:

$107,245 dedicated to needs and living expenses
$64,347 dedicated to wants
$42,898 dedicated to savings or debt repayment

SmartAsset said single individuals and families should compare the fluctuating local cost of living and their long-term goals to fully "understand the context" of their respective household incomes. But it's worth pointing out that a financially stable life in Dallas isn't quite attainable for many residents: The city had a median household income of $74,323 in 2024, according to the U.S. Census Bureau.

Elsewhere in North Texas, the report found that families in Frisco and McKinney "are closest to a comfortable salary."

"In Frisco, [Texas], the median household earns $145,444 – substantially higher than the national median of $83,730," the report's author wrote. "This figure also accounts for 63.1 percent of the $230,464 income a family of four in Frisco needs to live comfortably. In McKinney, TX, the $124,177 median household income accounts for 53.9 percent of the $230,464 needed."

The two suburbs also tied with Plano for the 29th highest salary needed nationally to live comfortably in 2026. Single adults living in these cities need to make $109,242 a year to live a financially stable life this year.

Fort Worth and Arlington tied for No. 68 overall, with single adults needing a $97,552 salary to live comfortably, and $217,235 for working families of four.

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Nick and Nora news

Dallas takes steps to protect White Rock Lake eaglets as they learn to fly

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Visitors to White Rock Lake may notice new restrictions and barricades near a bald eagle nesting area, as three eaglets begin learning to fly.

According to a release from the City of Dallas, Dallas Park and Recreation is monitoring the eagle couple, affectionately nicknamed "Nick and Nora" by local residents, closely because they now have three young eaglets ready to take flight. (While their exact location is widely known, down to the very tree, this CultureMap story is not going to disclose it out of an abundance of caution for the fragile family.)

The city is asking area visitors to keep noise levels low and dogs on leashes near the nest.

The release says water-filled barricades are in place along East Lawther Drive between the playground and the Dreyfuss split, temporarily affecting vehicle access in the area. Drivers should expect short delays, and cyclists are being asked to slow down nearby. The playground near the nesting zone is also temporarily closed.

Officials say the Dreyfuss area, White Rock Trail, and Lake Highlands Drive will remain open for walking and biking.

The three eaglets are in a developmental phase known as “branching,” when young bald eagles begin leaving the nest and learning to fly. During this period, the eaglets may be seen on the ground or perched in lower tree branches.

Texas Parks and Wildlife officials say this is a particularly sensitive stage because the young birds can appear injured or distressed as they develop their flying skills. Adult eagles may also become more protective during this time.

"Keeping a safe distance helps prevent problems for both the eagle family and park visitors," park officials say.

Dallas Park and Recreation is coordinating with Texas Parks and Wildlife Department and the U.S. Fish and Wildlife Service to protect the eagle family, the release says.

Bald eagles have been spotted near the lake since at least 2019, and have returned in subsequent years to make a nest in the area.

After nearly disappearing decades ago from most of the United States, the bald eagle population is now flourishing across the nation.

Bald eagles are protected under federal law. Disruption of their natural activities is prohibited and a violation of the federal Migratory Bird Treaty Act (MBTA) and the Bald and Golden Eagle Protection Act. A violation can result in a fine of $100,000, imprisonment for one year, or both.

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