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Hipstercrite says

Take a guilt-free vacation: No time off jeopardizes your well-being

Lauren Modery
Oct 21, 2012 | 9:43 am
  • CNN reports that new studies show that lack of sufficient time off can lead tocoronary disease and heart attacks in both men and women.
  • Vacation is good for your health.
    Letlife.com

When it comes to offering little vacation time, America is one of the worst offenders.

Part of the problem is that American companies are not required by law to offer paid vacation time for their employees. Compared that to most European countries, which offer at least 20 and up to 35 paid days off a year.

In fact, according to a report from the Bureau of Labor Statistics, 40 percent of Americans, or 55 million people, don't get paid vacation or sick time.

If you are one of the lucky ones to receive vacation time, you might not even take it: 57 percent of workers have unused vacation time at the end of the year, averaging 11 days.

Time off is a necessity, not a luxury
Vacation-smaycation, you say! I love working my tush off. Turns out, you aren't doing your body any favors by putting in overtime.

It took me several years to realize how frustrated I was, caring about employers who ultimately didn't care about me.

CNN reports that new studies show that lack of sufficient time off can lead to coronary disease and heart attacks in both men and women. If forgoing a vacation can possibly kill us, and we complain of being overworked all of the time, why is this something Americans don't take more seriously?

Exactly one year ago, I dove headfirst into the freelance pool. Though this past year has been speckled with financial anxiety and forgetting to put on real pants, my overall mental and physical health has improved in more ways than I could have imagined. It took me several years to realize how frustrated I was, caring about employers who ultimately didn't care about me.

My last full-time, salaried job gave employees five vacation days a year. Those five days included sick and personal time. In other words, if I got sick or had to go to the DMV or dentist, there went my time home for Christmas. Scared to call in sick when I was very ill — and angry that I was put in such a position — I found morale at work in constant flux and myself in tears over the fact I wouldn't be able to see my family.

I used to tell myself that I was still young and had to "pay my dues," but having worked salaried jobs that often required 10- to 12-hour days with little vacation time for most of my 20s, it finally dawned on me how unhappy I was. I needed to make a change before I woke up one day at 40, miserable and exhausted.

We should no longer feel guilty for taking a vacation or even running an errand during work. Time off is not a privilege; it's a right, and you should always remember that.

Take matters into your own hands
I made the change. I went freelance. I know not everyone can make the leap to self-employed, and I feel tremendously lucky (even though I don't have the same health and retirement benefits as you). Regardless, we are all due the necessary time to see our loved ones and cultivate a life beyond work. Our health and the health of our loved ones depends on it. We all deserve time off. Period.

We should no longer feel guilty for taking a vacation or even running an errand during work. Time off is not a privilege; it's a right.

Since I left that last salaried job, I've taken more than 40 vacation days — with many afternoon errands and naps in between — after years of neglecting both my sleep and personal tasks. Although I often stand anxiously by the mailbox waiting for a freelance check to come in, I'm making more per hour, which helps me afford trips to see family and friends for the first time in my adult life.

In addition a lack of legislation for vacation and sick time, according to Forbes, America is one of three countries not to offer paid maternity or paternity benefits. Countries like neighboring Canada offers 50 weeks of paid maternity leave; Norway offers 44. The good old U.S. offers a big, fat zero. The Families and Medical Leave Act does afford for 12 weeks of unpaid leave for, among other things, the birth of a child, but not many workers can go three months without a paycheck.

So how do we change this? How do we get time back to have babies, raise them and spend time with them and the other people we love — including ourselves? I wish there was a concrete answer. Sometimes we just have to take jobs that don't offer vacation or sick time, and even if we do have it, sometimes we can't take the time off.

My best advice is no matter your work situation, try to remember to take time for yourself. You only have one shot at this life.

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Texas shocks as America's No. 3 least safe state in 2026 report

Amber Heckler
Oct 6, 2026 | 10:00 am
caution tape
Photo by Hiroshi Kimura on Unsplash
Texas ranks as the 48th "safest" state — out of 50.

While no state is invulnerable, some do more to protect their residents than others. And a new study has declared Texas one of the five least safe states in America.

WalletHub's "Safest States in America (2026)" report examined all 50 states for their emergency preparedness and for residents' personal and residential, financial, workplace, and road safety. Factors that weighed into the rankings include specific crime rates per capita, the share of the population that is uninsured, road quality ratings, workplace injury statistics, and more.

Texas ranked at the bottom of the list as the 48th "safest" state — or the third least safe state. It's joined by several other Southern states, like Mississippi (No. 50), Louisiana (No. 49), Florida (No. 47), and Arkansas (No. 46).

According to WalletHub, Texas specifically ranks third to last in the nationwide "emergency preparedness" category, which was determined based on the prevalence of climate disasters causing $1 billion or more in damages from 1980-2024, and the loss amount resulting from those disasters.

The Lone Star State also ranked 40th (or 10th worst) across three safety categories: personal and residential safety, financial safety, and road safety. The report additionally found that Texas has the highest rate of uninsured residents nationally.

Texas' "workplace safety" was the state's highest-ranking category, landing 30th nationally.

Additional rankings that determined Texas' overall safety include:

  • No. 30 – Assaults per capita
  • No. 32 – Fatal occupational injuries per 100,000 full-time workers
  • No. 32 – Sex offenders per capita
  • No. 35 – Murders and non-negligent manslaughters per capita
  • No. 36 – Fatalities per 100 million vehicle miles of travel
  • No. 41 – Loss amounts from climate disasters per capita

According to the report, the five safest states in America are all located in the Northeast. Vermont leads as the country's safest state in 2026, followed by Massachusetts (No. 2), Maine (No. 3), New Hampshire (No. 4), and Connecticut (No. 5).

Though every state has varying levels of safety, WalletHub analyst Chip Lupo asserted that the safest places in the U.S. categorically invest in protecting their residents. Top-ranking states have low crime rates and diligently maintain their road infrastructure, and other states that prioritize their residents' safety have "strong economies and job markets that prevent people from falling into dangerous financial situations."

"[The safest states in America] have high levels of occupational safety and disaster preparedness, too," Lupo said. "In addition, states are made safer by efforts that individual residents take, such as forming a neighborhood watch or working in firefighting and EMT jobs at high rates."

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