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    Raking It In

    Here's where Texans have the highest incomes and lowest cost of living

    Lindsey Wilson
    Sep 16, 2020 | 9:32 am
    money hundred dollar bills
    High income + low cost of living = extra cash.
    hynci/Getty Images

    Think you have a high income? That's relative, as a place's cost of living can eat away at even the highest salary (consider New York or San Francisco). Financial website SmartAsset recently dug into the data for Texas counties, determining which land in that sweet spot of affordable cost of living and healthy median income.

    To do this, the site calculated two different cost of living metrics for a household with one adult and no dependents. One reflected the baseline cost of living in each location, and the other was based on expenditures typical to someone making the county's median income.

    Then those two numbers were combined using a weighted average based on how close each county's median income was to the minimum livable income in that area. At that point, income taxes paid in the area were subtracted.

    Finally, SmartAsset calculated purchasing power by determining the weighted cost of living as a percentage of median income. The top locations were those with the highest median income relative to the cost of living.

    And highest in Texas is — drumroll, please — Fort Bend, slightly southwest of Houston and home of Sugar Land. It barely squeaks out the No. 1 spot with an index of 67.42, derived from a $44,752 cost of living and $93,645 median income.

    Coming in hot with an index of 67.08 is Rockwall, a suburb about 20 miles northeast of Dallas that sits on the shores of Lake Ray Hubbard. There, a $93,269 median income easily finances a $44,539 cost of living.

    Two more Dallas-adjacent counties are also on the list, with Collin (home of Plano) third and Denton (where the University of North Texas is based) fifth. The former enjoys a $44,111 cost of living on a median $90,124 salary, while the latter earns a median $80,290 a year and lives on $42,487.

    One Austin neighbor shows up in the top 10: Williamson County, home to Round Rock and Georgetown, appears at No. 7. The $43,574 cost of living is easily obtainable on a median $79,123 salary.

    The Hill Country county of Kendall, which sits southwest of Austin and north of San Antonio, ranks fourth with a $81,023 median salary and $42,969 yearly cost of living.

    Brazoria, near the reservoir of the same name and on the banks of the Brazos River, is ninth with a $42,792 cost of living and $76,426 median salary.

    West Texas is home to three counties on this list, with Roberts (near Amarillo) at No. 6; Borden County, south of Lubbock, at No. 8, and Midland at No. 10 with an index of 51.26.

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    news/city-life

    Higher education news

    University of North Texas cuts 70+ academic programs amid $45M deficit

    Associated Press
    Mar 23, 2026 | 2:52 pm
    UNT, University of North Texas
    Facebook/UNT
    UNT is cutting programs to close a budget shortfall.

    The University of North Texas is cutting or consolidating more than 70 academic programs, minors and certificates — including phasing out its linguistics degrees and eliminating a women’s and gender studies master’s program — as it works to close a projected $45 million budget shortfall.

    The cuts are the first indication of how UNT plans to close the deficit, which it says was driven largely by a sharp decline in international enrollment — students who typically pay a significantly higher tuition — and reduced state funding. Last month, university leaders warned that program consolidations, faculty buyouts, and higher teaching loads were likely.

    In a message to faculty and staff Thursday, March 19, UNT President Harrison Keller and Provost Michael McPherson said the most significant change will be to phase out all linguistics degree programs and merge the department with the Department of World Languages, Literatures and Cultures.

    UNT is also cutting a bachelor’s degree in Latino and Latin American studies and a master’s program in women’s and gender studies, along with 25 undergraduate minors and more than 40 certificate programs.

    The minors being eliminated include women’s and gender studies, LGBTQ studies, Mexican American studies, Africana studies, Asian studies, as well as dance, geology and special education.

    The cuts come amid a broader political climate in which Texas public universities have faced pressure from state Republican leaders and conservative activists to limit teaching about gender, race, and sexuality.

    Last fall, the UNT System, like other public university systems in the state, ordered a review of its courses. Some university systems said the reviews were meant to ensure compliance with an executive order from President Donald Trump, a directive from Gov. Greg Abbott and House Bill 229, all of which recognize only two sexes, male and female, though none explicitly bans teaching gender-related topics.

    The UNT System did not cite a specific law when it ordered its review.

    It’s unclear if that review has been completed, what the results were and if it factored into the decision to cut areas of study.

    Earlier this year, Texas A&M eliminated its women’s and gender studies program, while the University of Texas at Austin and the University of Texas at San Antonio moved to consolidate programs focused on race, gender and ethnicity.

    Keller and McPherson said the decisions followed a “careful review.” They said the linguistics department has seen declining enrollment since 2021, along with higher instructional costs and lower “time to value,” and that the merger will take effect Sept. 1.

    They said the master’s programs being cut enrolled an average of 15 or fewer students over the past five years, while the undergraduate minors had 20 or fewer students since 2021 and certificate programs had fewer than two students per year.

    Students enrolled in affected programs will be able to complete their degrees, but new students will no longer be admitted.

    “We must adapt to meet the changing needs of our students, employers and communities across Texas and beyond, especially by providing degree and credential pathways that translate into opportunities beyond graduation,” they wrote.

    William Salmon, chair of the linguistics department, told The Texas Tribune that faculty learned of the decision around 3 pm Thursday.

    “And we weren’t consulted on the matter at all,” he said.

    Salmon declined to elaborate further, saying he was focused on supporting students and faculty and “answering the many questions coming in.”

    University officials did not immediately respond to detailed questions Friday from the Tribune, including how much money the cuts are expected to save or how faculty and staff positions will be affected. They also did not explain how they measured “time to value” or why some programs were eliminated while others were merged.

    Last month, UNT offered buyouts to faculty with at least 15 years of service. Applications are due by April 10. University officials have not said how many faculty members have applied or been approved, or whether layoffs could follow if desired reductions are not met.

    UNT is also planning to move more lectures online in response to the budget shortfall. Beginning this fall, more than 40 courses will shift to a model where lectures are delivered online and students attend weekly in-person sessions in smaller groups focused on discussion and problem-solving.

    It’s not yet clear the total number of students enrolled in the affected programs or how long required courses will continue to be offered.

    Grace Youngberg, a third-year linguistics major, said she was shocked and felt “disrespected” by the decision and lack of prior notice.

    She had planned to attend graduate school at UNT and pursue a career in forensic linguistics, applying language analysis in legal settings to help people better understand and communicate in court proceedings.

    Now, she said, she may have to look elsewhere to continue her studies.

    Youngberg also questioned the university’s emphasis on “time to value.”

    “Putting a monetary value on education to begin with is closed-minded,” she said, adding that there is a need for linguists even if the field is not the highest paying.

    Nearly 47,000 students attend the Denton university.

    ---

    This story was originally published by The Texas Tribune and distributed through a partnership with The Associated Press.

    university of north texasuniversities
    news/city-life

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