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    six-figures of wealth

    Here's what it takes to be in the top 1 percent of earners in Texas

    Amber Heckler
    Jul 18, 2023 | 3:21 pm
    Money

    Don't mind us dreaming about six-figure salaries.

    Photo by Viacheslav Bublyk on Unsplash

    It's always been said that the richer get richer as the years go on, and those who hold the most wealth are certainly making that phrase a reality in America. More than a third of the overall wealth in the United States is held by the top one percent of earners, who make about $652,657 a year.

    But how much money does a Texan need to make to secure a place in the top one percent of earners in the state? A new study from SmartAsset, published July 17, determined that the answer is not too far off from the national amount, but is still well into the six-digit figure range: $631,849.

    SmartAsset looked into what it takes for earners in every state to be considered in the top one percent, and Texas has the No. 14 highest threshold of income needed for the exclusive classification.

    Texas' latest ranking is a four-place drop from an earlier SmartAsset report, from February 2023, that put Texas' one percent threshold at $641,400. SmartAsset typically publishes this report annually, but released an all-new report in July when new data from the IRS became available.

    The new report further revealed that Southern states have the lowest income thresholds, with six out of the bottom 10 states being located in the Southeast.

    "While Northeastern states like Massachusetts and New Jersey have some of the highest income thresholds for the one percent, it takes considerably less income to be considered in the top one percent in many Southern states," the study says.

    However, holding on to that much wealth isn't without financial responsibility. Texans who are in that top one percent category have a tax rate of 25.83 percent.

    The top 10 states with the highest thresholds to be considered in the top one percent of earners in the U.S. are:

    • No. 1 – Connecticut ($952,902)
    • No. 2 – Massachusetts ($903,401)
    • No. 3 – California ($844,266)
    • No. 4 – New Jersey ($817,346)
    • No. 5 – Washington ($804,853)
    • No. 6 – New York ($776,662)
    • No. 7 – Colorado ($709,092)
    • No. 8 – Florida ($694,987)
    • No. 9 – Illinois ($660,810)
    • No. 10 – New Hampshire ($659,037)
    To determine the different income thresholds for every state, SmartAsset used 2020 data from the IRS and adjusted the numbers to be accurate for May 2023 using the U.S. city average series from the Bureau of Labor Statistics' Consumer Price Index for All Urban Consumers.
    The full report can be found on smartasset.com.
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    Speeding ticket news

    Texas drivers pay a pretty price for their speeding bad behavior

    John Egan
    Jul 11, 2025 | 10:24 am
    Speed limit sign
    Photo by Joshua Hoehne on Unsplash
    Gotta watch out for speed traps in Texas.

    The next time you’re tempted to push past the speed limit on your Texas road trip or your commute to work, think about the risk to your life — and your bank account.

    A new ranking from the FinanceBuzz website shows that when comparing all 50 states and the District of Columbia, Texas motorists pay the fourth highest amount in fines and court costs for going either 10 mph or 15 mph over the speed limit.

    For a 10 mph-over-the-limit violation in Texas, the average fine and court costs total $223, according to FinanceBuzz. For a 15 mph infraction, the average speeding ticket will run you $245. Texas is one of only six states where a 15 mph-over-the-limit speeding ticket surpasses $200.

    California ranks first in the 10 mph category ($234), and Nevada ranks first in the 15 mph category ($290).

    If you’re slapped with a ticket for driving 40 mph over the speed limit in Texas, the fine and court costs are relatively low. At an average of $320, Texas sits at No. 21 on the FinanceBuzz list. Illinois ($2,500) leads the 40 mph category.

    “Not all speeding incidents are the same, as the faster someone goes while driving, the more danger they pose to themselves and others sharing the road with them,” says FinanceBuzz. “As a result, the authorities tend to issue larger fines the faster a speeder is going.”

    When traveling across Texas, it might be tough to go even one mph over the speed limit if you’re driving on I-35 in the Austin area or I-45 in the Houston area. Both of these notoriously congested stretches of interstate highway are nearing the end of their “functional life,” according to Congress of New Urbanism.

    Three busy Dallas County highways were just deemed among the deadliest roads in the country, with I-30 in Dallas ranking as the fourth deadliest road in Texas.

    Dallas, Fort Worth, and San Antonio are also home to some of the state’s most congested roads, according to the Texas Transportation Institute. And if you’re on any of those clogged roads, the danger of getting a speeding ticket might decrease.

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